Australian Credit License Number : 392611

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1. Generic Application/needs Analysis Form

2. What is a Mortgage Broker?

3. Lenders Mortgage Insurance explained

4. Lenders Mortgage Insurance (LMI) Estimates Of Premiums

5. Credit Scores explained

6. Is car yard finance competitive?

7. The costs of selling a Property

8. What is a comparison Rate?

9. Managing your new home loan.

10. Low deposit home loans

11. Lenders Mortgage Insurance explained

12. Bank Or Lender Discharge Forms

We can do it in Minutes! Let us do the hard work for you. With our unique Finance software platform, our Lending Managers will search hundreds of loans from our panel of lenders and find the one that’s right for you.

  • STANDARD VARIABLE
  • INTRODUCTORY/BASIC VARIABLE
  • INTRODUCTORY FIXED
  • FIXED 1 TO 10 YEARS
  • LINE OF CREDIT

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EZFinance has developed relationships with a range of business and commercial lending specialists and major banks, and is able to assist with business finance for expansion, investment funding, leasing, purchase or refinance of commercial properties, retail shops, industrial land, factories and offices or cash flow lending.

  • Business finance options
  • Security for business and commercial loans
  • Overdraft
  • Property development finance
  • Business loans /Line of credit/ Term loans
  • Cash flow finance

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A standard Car or Truck loan is the most common type of loan in the market place. The loan is secured against the vehicle for a specified term (normally 5-7 years). The customer will take posession of the vehicle at settlement of the purchase and the financier retains an interest in the vehicle until the entire loan is paid back. Standard terms available with this loan may include

  • A choice of variable or fixed loan repayments
  • A deposit made up of cash or trade-in may be used
  • A balloon Payment ( this is where 10%-30% of the purchase price is payable at the end of the loan term) can be built into the payment structure,effectively lowering the monthly repayment to suit most budgets.

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Many types of Investment loans are available to suit both new and experienced investors. There are now many varieties, ranging from simple home loans to more complex loans that allow you to manage tax, gearing and repayments.

The investment finance method you choose will depend on a number of factors, including whether or not you are carrying existing personal debt in the form of an owner occupied mortgage or personal loans and other debt. Generally speaking, it is better to pay off personal debt first, minimising personal debt as much as possible during this period.

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When the world's financial economies went into "melt-down" as a result of the Global Financial Crisis (GFC), one of the hardest sectors to attain finance has been with major construction and development projects.What has become more relevant over the last couple of years is that "the funding sources create the rules, and in order for you to receive funding, you and I have to work within the rules".

Local Banks and Lenders:

Banks and lending institutions within Australia have tightened up their lending policies and guidelines to an extent where their risk is at an absolute minimum when it comes to lending money on major development and construction projects. This can make it very difficult indeed for a developer to get the finance they need to undertake some of these large projects. So what are some of the main factors these banks and lending institutions look for?

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helpful tools

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Link to Stamp Duty Fees

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Home Loan Repayment Calculator

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Forms Directory

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helpful tools

stamp-duty-calculator

Link to Stamp Duty Fees

loan-calculator

Home Loan Repayment Calculator

ex-finance

Forms Directory

Fast unsecured
Business loans
$5,000 to $250,000

Australian Credit License Number : 392611

Australian made goods and services greatlycontribute to Australia's prosperity. Every dollar spent on Australian made products and services creates jobs, helps the economy and helps all Australians.

Refinance and save

Contact us to enjoy the life YOU deserve. Our Finance team specialize in restructuring your existing debts to make each week more affordable. Whether you want to consolidate, renovate or buy a new car, we are just a phone call or email away.

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