Australian Credit License Number : 392611

Refinance

Most people make big savings when they refinance their home loan through EZ Finance. It doesn’t cost anything to find out how much you could save, and it could be thousands of dollars. (potential savings however, will depend upon your individual circumstances.)

Why would you RE-Finance?

It's not uncommon for people to be paying more interest than they need be for their home or investment property loan. Refinancing is invariably the best option to get out of this costly situation and, naturally, you want to borrow on the lowest interest rate possible while still benefiting from a quality loan that meets all your needs.

It may be that your circumstances or joint or single income has changed or that the ever-changing financial market and interest rates has made it possible to get a much better deal than when you took out your existing home or investment property loan.

Some home owners, faced with mounting debt from a number of sources, including credit card debt, can benefit from consolidating their debts into a single monthly payment and potentially save hundreds a month by restructuring and combining the repayments.

Other reasons why you might consider refinancing, is if you intend to buy an investment property, so if you believe there could be a better deal out there for you, it's worth checking with EZ Finance to see what options may be available.

As you start investigating and comparing options in regards to refinancing you will need to remember there may be costs involved in paying out your existing mortgage /loan and establishing a new one, and to take this aspect into account.

We have access to hundreds of loans from over 25 banks and lending institutions, and will be able to offer you many refinancing options to ensure your loan refinance brings you maximum financial benefits. Discover more about your mortgage refinancing options and how we can help you by clicking on the links below.

Home improvements have once again increased in popularity as people figure out that improving their existing home is a far more economical option to selling the old one and buying another one.

After all, if you decide to sell your home, you have high agent’s fees eating into your profits and buying a new one means more stamp duty, moving costs and the hassle of shifting to a new home.

The associated expenses of selling and buying means you may have lost any of the benefits you gained from moving in the first place. This is where home improvements can be a better option.

Many families simply out-grow smaller homes. They might need more bedrooms, bigger living areas, another bathroom, a pool, a pergola or a more modern kitchen. It sounds easier to just think about buying a different house.

What many people forget is that the cost of renovating your existing house can often be a lot cheaper than they think. In many cases it is possible to improve the value of your home by a far greater amount of money than it just cost you to renovate, so instead of losing money by selling and buying, you’ve created more equity by renovating.

Many people look to access the equity in the home to buy Shares, stocks, bonds, investment property,- any type of investment purpose. By using the equity in your home opens the doors to a whole new world of building wealth. But what investment is best for you? (perhaps seek the help of an accountant or Financial planner in regards to tax effectiveness etc..) EZ Finance can help organise the best finance package suitable, based on your current situation and future Finance needs.

helpful tools

stamp-duty-calculator

Link to Stamp Duty Fees

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loan-calculator

Home Loan Repayment Calculator

click here
ex-finance

Forms Directory

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helpful tools

stamp-duty-calculator

Link to Stamp Duty Fees

loan-calculator

Home Loan Repayment Calculator

ex-finance

Forms Directory

Fast unsecured
Business loans
$5,000 to $250,000

Australian Credit License Number : 392611

Australian made goods and services greatlycontribute to Australia's prosperity. Every dollar spent on Australian made products and services creates jobs, helps the economy and helps all Australians.

Refinance and save

Contact us to enjoy the life YOU deserve. Our Finance team specialize in restructuring your existing debts to make each week more affordable. Whether you want to consolidate, renovate or buy a new car, we are just a phone call or email away.

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