Australian Credit License Number : 392611

Self Employed Loans

When the GFC (Global Financial Crisis) exploded into the Financial markets around the world a few years ago, all banks and lending institutions stopped or minimised any type of "Risky Lending". This impacted hard on self employed people who traditionally have found it hard to show where their income came from or had difficulty showing the bank up to date financial figures. Self Employed people are the back-bone of the economy and when they find it difficult to get finance, the whole economy feels the distress.

Good News!

The good news is, that there are a few lenders now coming back into the financial market who see Self Employed people or people who find it difficult to get finance, as a good risk and a large market in which to release funds. EZ Finance, unlike many finance brokerage firms, has direct access to a variety of funders all around Australia who have entered the Lo-doc market. EZ Finance has many direct links to financiers who are specifically geared to financing homes, businesses and commercial property in all Australian states and Territories. Where some people may have tried to get finance a few months ago or a year ago, and were disappointed.......The Good news is that the market is changing.

Lo-Docs, No-Docs or Private Funding?

Lo-Docs
Lo-Docs (Low documentation) loans are the most popular and widely used loans in this category of lending. Whilst the lender does not require full financial disclosure on their application forms, they still require some evidence of income, and depending on the funder it could be (but not limited to) any one or more of these;

1. last 2 to 4 Taxation BAS statements
2. Business banking statements over the last 3 to 6 months
3. Signed letter from your accountant

Your individual circumstances will dictate as to which lender and documents you will need to supply. EZ Finance will assess your situation and assist you to apply for the most appropriate finance.

helpful tools

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Link to Stamp Duty Fees

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Home Loan Repayment Calculator

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ex-finance

Forms Directory

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helpful tools

stamp-duty-calculator

Link to Stamp Duty Fees

loan-calculator

Home Loan Repayment Calculator

ex-finance

Forms Directory

Fast unsecured
Business loans
$5,000 to $250,000

Australian Credit License Number : 392611

Australian made goods and services greatlycontribute to Australia's prosperity. Every dollar spent on Australian made products and services creates jobs, helps the economy and helps all Australians.

Refinance and save

Contact us to enjoy the life YOU deserve. Our Finance team specialize in restructuring your existing debts to make each week more affordable. Whether you want to consolidate, renovate or buy a new car, we are just a phone call or email away.

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